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Protecting Your Future Through Effective Medicare And Medicaid Planning

Medicare and Medicaid provide essential benefits to assist elderly people with the cost of medical bills, long-term care and other needs. There are specific requirements that must be met in order to qualify for these benefits and specific processes that must be followed in order to obtain them. Having a qualified lawyer representing you can help to ensure that your interests are protected.

There has been a great deal of confusion around the benefits each of these programs provides, how to qualify for them and what steps are required to take advantage of them in the scope of a larger estate plan. The dedicated legal team at the Law Offices of Melissa A. Proudian is here to help you navigate these often complex elder law matters and provide you with the information you need to devise and implement the best course of action.

Understanding The Differences Between Medicare And Medi-Cal (Medicaid)

Eligibility And Planning For Medicare

Medicare is a program administered by the federal government that provides basic medical coverage to eligible people who are age 65 or older. Most people who are United States citizens, have resided in the United States for at least five years and have served a minimum of 10 years of employment covered by Medicare will be eligible to receive benefits. Medicare benefits are also available to people under 65 who have received Social Security Disability benefits.

There is no special planning that needs to be done for those who anticipate seeking Medicare benefits in the future.

Eligibility And Planning For Medi-Cal (Medicaid)

Medicaid is a federal program that is administered by the individual states. California's Medicaid program is called Medi-Cal. There is, essentially, no difference between the two. Medi-Cal provides benefits for a variety of medical care and services, including long-term care (e.g., nursing home care). Strict income and asset requirements must be met to qualify for Medi-Cal. We will conduct a thorough analysis of your situation and advise you on your current eligibility and what we can do to help if you are not eligible.

Unlike Medicare, considerable planning may be needed to protect your personal assets while preserving your eligibility for Medi-Cal benefits. Most people have heard about the $2,000 threshold for personal resources. Many needlessly liquidate and spend their hard-earned nest eggs, leaving nothing for themselves or their families. Attorney Proudian can help you build an effective plan that preserves the maximum amount of your wealth without compromising your access to essential government services.

Contact Our Medicare And Medicaid Planning Law Firm About Your Needs

We invite you to contact our office in Fresno to speak with a member of our team and learn more about how we can help with your Medicare and Medi-Cal (Medicaid) planning needs. We offer a free initial consultation where you can get honest answers to your questions and learn more about your legal options. Please call 559-554-1455 or contact us via email to schedule an appointment.