Fresno and Oakland Social Security Disability Law Blog

Do you get confused when you see various acronyms regarding supplemental financial assistance and insurance benefits at work, such as SSI, SSDI or SSA? Navigating a benefits claim can be challenging enough without adding further complication if you don't understand the differences between these things. The Social Security Administration (SSA) is a government agency that oversees programs offering retirement, disability and survivors' benefits. Social Security Disability Insurance (SSDI) is available to people who have paid into the system through payroll deductions.

On the other hand, Supplemental Security Income (SSI) is designed to help those who do not qualify for SSDI. If you have suffered a mental or physical disability and are unable to return to the workplace, you may have need of such benefits to help meet medical and daily living expenses. Outside guidance and support is often helpful if you plan to apply for SSDI or SSI, especially if the SSA denies your claim.

You know that every California family could benefit from a strong, thoughtful estate plan. Everyone needs an estate plan, but not every estate plan is the same. In fact, it is possible to draft a plan that uniquely suits the needs of your unique family. If you have a special needs family member who requires care today or who will in the future, you may benefit from adjusting your estate plan to include these considerations.

A special needs trust could be a beneficial way for you ensure the care of your loved one in the future. Even long after you are gone, you can provide continued care, housing and money for other needs for a family member who cannot care for or provide for him or herself.

A cancer diagnosis is a frightening, life-altering prospect. The moment you get the news, you know your life will be different, and during these uncertain times, you should not have to worry about money. Treatment can be a lengthy process, and both the disease and the side effects from the chemo can be difficult to manage while working.

Many cancer patients reach a point where they are unable to work. Lost income is an added stress to an already difficult situation, but those who are unable to work due to a serious medical condition may have a valid claim to Social Security Disability Income.

It isn't uncommon for families to feel a certain level of discomfort when thinking about a loved one's long-term care needs. However, making plans now rather than later is beneficial for all involved.

Several different care options - and different payment options-are available. It's important to plan ahead not only to ensure loved ones have their needs meet, but also to ensure their assets are not depleted while doing so.